Continuous client profiling
Generates dynamic client risk profiles in line with legal requirements, based on ongoing calculations of KPIs and KRIs. A flexible rule designer allows compliance teams to create, test, and activate custom rules.
Solution · Risk & Identity
Risk-Based Profiling.
Advanced profiling to help financial institutions meet regulatory standards and safeguard against risks. Combines machine learning with dynamic KPIs and KRIs to support compliance, fraud prevention, and intelligent risk management — all on the DetectX® platform.
Powered by DetectX® — award-winning AI platform.
Proactive risk management for financial institutions.
Risk-Based Profiling empowers organisations to proactively manage risks such as money laundering and terrorist financing. Fully integrated with Prospero’s DetectX® Predictive Analytics Platform, it combines machine learning with dynamic KPIs and KRIs to support compliance, fraud prevention, and intelligent risk management.
DetectX® Risk-Based Profiling empowers financial institutions with advanced tools for creating, evaluating, and optimising client risk profiles in real time — helping meet the standards of the Financial Action Task Force (FATF) and other regulatory requirements. By calculating key risk and performance indicators, Risk-Based Profiling delivers actionable insights into each client’s risk profile, ensuring efficient, transparent, and compliant risk management.
Core capabilities
Systematic risk analysis
Automated risk classifications for clients and business relationships based on transactions and behaviour, with periodic consolidated analyses across client portfolios.
Interactive alert viewer
Comprehensive pending task system with customisable workflows, escalations, audit-proof documentation, and effective tracking of suspicious cases.
Link analysis integration
Visualises connections within complex transactions and high-risk relationships, aiding detection of potential fraud networks. Customisable lookup tables for FATF countries and complex transaction thresholds.
Platform interactions
Risk-Based Profiling can function independently but benefits significantly when combined with Transaction Monitoring and Behavioural Analysis, which enable real-time execution of profiling rules. DetectX® also supports ETL tasks and the integration of external data sources, ensuring seamless data flow across the organisation.
Dynamic. Transparent. Audit-ready.
Risk-Based Profiling is the foundation for the Understand Your Customer approach. These capabilities combine to give a holistic view of client risk, especially in high-risk scenarios.
Platform
Profiling & Scoring
Builds comprehensive client profiles and scores them against configurable risk criteria.
PlatformClustering & Modelling
Groups clients by behavioural and financial similarity, calibrating risk models across portfolios.
SolutionCustomer Risk Score
Overall AI-calculated risk score aggregating data from screening, monitoring, profiling, and more.
PlatformTransaction Monitoring
Real-time execution of profiling rules across financial transactions for continuous compliance.
PlatformBehavioural Analysis
Foundation-level ML detection of money laundering, fraud, and cyber threats via behavioural patterns.
SolutionAnti-Money Laundering
Comprehensive AML detection with risk profiling at its core — name screening, TM, and link analysis.
Stay ahead with intelligent risk-based profiling.
DetectX® Risk-Based Profiling offers a proactive approach to compliance, empowering financial institutions to respond to evolving financial crime risks with confidence.